Role of Insurance in Civil Litigation
Written by Ben McAninch Most people understand how insurance claims work and most people understand why it’s a good idea to carry insurance. What might be surprising is the degree to which insurance issues affect civil lawsuits. The following is a (non-exhaustive) list of some of the ways in which insurance affects litigation. Cost to bring a suit: Lawsuits cost money. One of the factors in determining whether a lawsuit is worth bringing is whether a judgment would be collectible in the event of a victory. While it is easy to say, “it’s not the money,